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In today's global economy, the efficient flow of cross-border payments is essential for international trade and financial transactions. However, traditional cross-border [...]

Global cross-border payments have become increasingly crucial for facilitating global trade and economic development due to the growth of international trade, digital [...]

Remittances have always been a major indicator of a country’s economic strength. With the ability to show the connections between citizens and their compatriots, this metric provides a great look into the health of nations.  When people travel abroad - whether to live or just stay temporarily - they eventually need to send money home. […]

Within just a few years, USDC demonstrated its utility as a revolutionary tool for facilitating borderless payments. Its stability, as a result of being pegged to the value of the US [...]

CeFi vs DeFi: What Are the Main Differences? The term DeFi, short for “decentralized finance,” is quite the buzzword in the finance sphere these days. It refers to the core concept behind blockchain technology and cryptocurrencies, in that financial transactions are conducted peer-to-peer globally, without centralized banks or other such intermediaries. For the uninitiated, CeFi, […]

A buzzword in the fintech space in recent years, neobanks are challengers of the traditional banking infrastructure, a digital-only option that offers direct banking to customers. Often dubbed the “disruptors” of the fintech world, neobanks eliminate the need for a network of branches as well as a whole workforce of customer representatives who essentially serve […]

Arf's Perspective: US President Joe Biden puts out an executive order on cryptocurrencies that focus on six key areas: consumer protection, financial stability, illicit activity, U.S. competitiveness, financial inclusion and responsible innovation. This is the answer to the question that every stakeholder in web3 market has been asking for several years: Will the US ban […]

Wherever you look right now, the world is talking about cryptocurrencies - particularly, central bank digital currencies (CBDCs). There has been a massive push towards digitizing currencies across the world, although there are still some countries that have managed to hold out for now.

Arf’s Perspective: This fine has been a $100M USD worth of regulatory clarity from the SEC to all crypto lending/yield companies out there. This type of lending is indeed a security product according to the SEC and must be registered as such. However, it seems that these types of products are just getting started to […]

One of the hottest trends in the finance space right now is the central bank digital currency (CBDC). Over the past few years, more central banks have moved to digitize their currencies as they hope to improve areas like trade and cross-border transactions.

Embedded finance is the integration of financial services, such as banking, insurance, or lending, into traditionally non-financial user experiences.

Neobanks and e-wallets are transforming financial services with the enhanced convenience, user experience, and accessibility they provide. In addition, they are firing up the competition within the industry by offering new products and services every passing day, accelerating the much needed change in the finance ecosystem.