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August 17, 2023

The Role of Digital Assets in Cross-Border Payments

In today's global economy, the efficient flow of cross-border payments is essential for international trade and financial transactions. However, traditional cross-border [...]

July 4, 2022

Stablecoin Regulations: A snapshot of UK, US, EU, and Singapore

Regulations were lagging behind the rapid development and continual breakthroughs in crypto for a long time. The uncertain regulatory environment slowed down the transition to cryptoassets, but couldn’t stop stablecoins from exponentially growing.

June 28, 2022

RWA-based Lending: A New Paradigm In Digital Asset Lending

Lending is - and has always been - one of the most important aspects of financial services. Over the course of history, several of the world’s greatest feats would never have been possible without the input of strong financiers who believed in certain visions and gave the funds for them to be brought into reality.  […]

May 31, 2022

What Makes “Always-On Treasury” a Game-Changer in Finance?

In recent years, we’ve seen the rise of truly “global” companies, as it is easier than ever to establish businesses in new jurisdictions without needing to have a physical presence there. While this flexibility allows companies to operate on a much larger scale than before, it also comes with certain drawbacks when it comes to maintaining a well-planned […]

May 19, 2022

$3 billion in bitcoin was sold in a last-ditch attempt to save UST stablecoin from collapse

Arf's Perspective: Yet another so-called “algorithmic stablecoin” breaks the buck by getting caught in the inescapable trap of a bank run as all partially collateralized assets would under just enough market pressure. This time though, it was seen coming from miles away by several cryptocurrency experts since the now fallen stablecoin Terra USD’s (UST) peg […]

May 13, 2022

USDC vs. USDT: Which Stablecoin is Better for Cross-Border Settlements?

USDC and USDT are currently the world’s leading stablecoins, with a combined share of more than 80% of the stablecoin market. Both are backed by a proportionally 1:1 amount of traditional assets like cash, making the price of a stablecoin stay pegged to $1.  Since traditional finance hasn’t found a solution to real-time and compliant […]

May 8, 2022

Can Digital Assets Introduce A New and Improved Way For Treasury Management?

MSBs of any size will know that financial planning is a vital part of running their business—and that treasury management is integral to ensuring the viability and sustainability of any such plan. Beyond simply managing the liquidity of a bank or financial institution to regulate day-to-day cash flow, a robust corporate treasury management program should […]

April 24, 2022

Why is Treasury Management a Major Issue in Cross-Border Payments?

When dealing with a company on the other side of the world, you want to be able to effectively process and handle payments. However, with different currencies facing different levels of stability, this can sometimes be more than challenging and cause heavy loads in companies treasury operations. Especially in money transfers between countries with long […]

April 5, 2022

What Makes Crypto-Backed Lending So Alluring?

Crypto-backed lending has already become a major hit in the market - there's no doubt about that fact. It offers a way for people and businesses that need money to easily get their hands on funds, and it can be a reliable source of passive income for investors as well.

Today, protocols in both the centralized and decentralized crypto space offer access to loans. Decentralized finance (DeFi) is […]

March 13, 2022

Despite BlockFi's $100M penalty, demand for crypto lending is here to stay.

Arf’s Perspective: This fine has been a $100M USD worth of regulatory clarity from the SEC to all crypto lending/yield companies out there. This type of lending is indeed a security product according to the SEC and must be registered as such. However, it seems that these types of products are just getting started to […]

January 28, 2022

The Differences of Card Networks’ Approaches Towards Stablecoins

Card networks have been the leading players of the payment world since the 1960s. Despite the rapid involvement of new and challenging players, they have maintained their dominance throughout decades and come this far by adding up new offerings with constant innovations.

December 15, 2021

Multichain Stablecoins: What Are They, and Why Are They Important?

A multichain stablecoin is available on several blockchain networks rather than a single one. Therefore, it can flexibly operate on various blockchains, which reduces the friction of converting [...]

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